Simple loans, quick financial solutions
A growing NBFC with 37 branches across Tamil Nadu, specializing in Gold Loans and Loan Against Property with a portfolio of ₹100+ Crore.
Trusted Financial Solutions
Dhanam Investment and Finance is transforming financial access across Tamil Nadu with transparent, customer-first lending solutions.
Our Story
We began our journey with a simple mission: empowering women through community-based group loans. These grassroots efforts helped families take their first steps toward financial independence and showed us the transformative power of accessible credit.
As an established NBFC with RBI certification, we have been serving customers across 37 branches in Tamil Nadu for over 15 years. Our growth reflects our commitment to transparency, competitive rates, and customer-first service.
"Setting our sights on becoming one of India's most trusted NBFCs — and preparing for our next milestone of going public."
Why Choose Dhanam?
- Competitive interest rates
- Higher value per gram of gold
- Faster, transparent, hassle-free processes
- Full regulatory compliance and transparency
Our Lending Solutions
Comprehensive financial products designed to meet your personal and business needs with competitive rates and flexible terms.
Gold Loans
Secure loans against your gold with the highest value per gram and flexible repayment options.
- Higher value per gram of gold
- Quick processing within hours
- Flexible EMI options
- Safe and secure gold storage
- Competitive interest rates
Loan Against Property
Leverage your property for business expansion or personal needs with competitive rates.
- Competitive interest rates
- For individuals and businesses
- Transparent and hassle-free process
- Flexible tenure options
- Quick approval and disbursal
Vision & Mission
Our guiding principles that drive us to deliver exceptional financial solutions and build a prosperous future for our customers and communities.
Our Vision
To emerge as a leading NBFC in India by delivering transparent, affordable, and customer-first financial solutions that help people unlock opportunities and achieve their goals.
Our Mission
- Provide secure, quick, and transparent lending solutions backed by gold and property assets
- Support individuals and businesses in their growth journey with flexible financial products
- Maintain the highest standards of ethical practices and regulatory compliance in all operations
- Build lasting relationships based on trust while contributing to India's financial inclusion goals
Certifications & Registrations
We operate with full compliance and transparency
RBI Licensed NBFC
Licensed and registered as a Non-Banking Financial Company with the Reserve Bank of India, ensuring regulatory compliance and operational excellence.
Government Compliant
Fully compliant with all Government of India financial regulations, maintaining transparency and adhering to statutory requirements.
Audit & Governance
Maintaining the highest standards of auditing, governance, and ethical business practices with regular compliance monitoring.